pexels-lukas-669610 (1)

Global Investment Bank Singapore’s 5 Reasons to Start Investing

We all want to get rich and make money as efficiently as possible. While investing is one way of making a penny, you need to know what you are doing, and this is what Global Investment Bank Singapore will be exploring in this article. 

Global investing is the act of placing your money into a certain entity in hopes that it makes big profits and returns for global investors. This is one way to make money and accumulate your wealth. Although it might seem risky, there are methods that you can follow to avoid losses. Global Investment Bank Singapore wil help you through your next steps towards accumulating your wealth as part of future financial plans and personal goals no matter what they may be such as home ownership, retirement, or continuing your education. 

As Global Investment Bank Singapore  Global Investment Bank review states, do not associate investment with short term goals. Think of investing as a long-term goal that needs patience and monetization to achieve high returns. Unlike savings which have very low-interest rates and low on risk, investments have a chance for higher annual returns.

Global Investment Bank Singapore  expert Tommy Lee gives us a good example: “Let’s say you want to buy a new car. You’re into SUVs and would like to buy the latest model of a legendary car-maker. If you can convince yourself that you can save money over time, then you could argue this is an investment. Obviously, there are tons of people who are willing to pay more for these cars than what they will sell them for on the used market because they love them so much.”

Learning about global investing or investment banking might seem intimidating at first, but there’s no need to be scared. When people hear the word “investing,” they automatically think of stocks and bonds. But there are other types of investing as well. These options are important to consider before starting investing which might seem like a daunting prospect for some. But there are millions of people globally who do invest confidently. And now that you’re looking to improve your future (which is what investing does), Global Investment Bank Singapore wants to demystify it—and maybe even inspire you with some solid reasons why you should start making an investment in your very own future!

Here are 5 reasons why you should take the plunge and start investing. Whether it’s your global investment bank or a broker, you’ll be happy you did!

1. Retirement

Once you retire, your main sources of income–your career–will dry up. How then, do you plan on spending your twilight years? If you wish to travel around the world or stay at home, both options require resources. A common wish that most retirees have is to relax at home and enjoy it with loved ones. The problem with this is that homeownership can easily ecome expensive as time goes by. 

In fact, housing expenses are one of the leading causes of bankruptcy among seniors, Global Investment Bank Singapore ’s Global Investment Bank Review reports. If you’re in your twenties, the idea of investing for retirement is likely miles off in your future. But whether it’s five, ten or 20 years from now, it’s never too early to start planning for retirement. For example, owning a home can be your ticket to a safe, stable retirement. But the costs of homeownership have a way of growing over time. And the best way to achieve homeownership is through using profits from global investing. 

2. Take Advantage of Fintech

Global investors are talking about the fintech sector. This space has seen unprecedented growth. ButI can relate to not wanting to jump onto the bandwagon. Competition is fierce in fintech, and with banking interest rates close to zero for even the highest risk credit borrowers, fintech start-ups have been taking over as a much hyped investment sector. 

According to Global Investment Bank Singapore’s trust Review, the fintech sector shows no sign of slowing down. It is an exciting time to get involved if you’ve been hesitant so far.  There is immense opportunity for those willing to take risks. Fintech is, without a doubt, one of the hottest sectors to watch. It’s predicted to grow in value from USD$20-$25 trillion in 2015 to between USD$25-35 trillion by 2021. The market is hot and so are the fintech start-ups being funded by angel investors, take a chance and jump in.  Though risky, the potential for high rewards are there. 

You could be part owner of the new Facebook! In the past three years, I have made more than $150,000 in passive income from start-ups through my investment. I have been able to do this on a teacher’s salary while being a full-time student myself. The goal of this blog has been to show you the path to making money with start-ups, and the best ways to invest in them. By identifying the market, you want to enter, meeting the team behind the start-up, judging their ideas, and identifying the ROI (return on investment). My advice as a Global Investment Bank Singapore  writer and analyst for Global Investment Bank Review is to start looking for cool new ideas in the global investment market that you see the potential of putting your money in. 

3. Nowhere to Go but Up

Many people are against the idea of investing in the stock market because they believe they could lose all their money. This is only partially true. Investors can also make money within the stock market, a lot of money. The idea of investing in stock markets or investment banking for the long term is to let your money grow at a pace that outpaces inflation. This makes sense because a dollar today has less buying power than it had decades ago. Therefore, you need to start investing early, if you want to make more money in the long run.

“While it can be risky in some cases, overall, your investments have nowhere to go but up. Global economies have grown along the years, and will most probably continue to advance,” Global Investment Bank Singapore’s analyst Mark Raj tells us.

4. Diversify, Diversify, Diversify!

Diversification is an investment strategy in which an investor divides his or her investments among different industries, markets, or assets. Global Investment Bank Singapore’s analyst Mark Raj advises that diversification is one of the most effective strategies in finance, and getting into the market through equities for example, is the easiest way to diversify.

Ever since the recession, investors have been seeking alternative methods to diversify their investment holdings. Though investing in traditional assets like real estate will always be there, non-traditional options have become very common and it is spreading across the global investing world. For example, investing in equity crowdfunding has grown in popularity considerably over the past few years.

Although people still think that real estate is the way to go, or others prefer bonds, a subset of people prefer stocks and still, some might find fixed deposits appealing. None of these is necessarily wrong but you should decide what is right for you. “In other words, don’t put all your eggs in one basket. It is wiser to place your eggs in different baskets just in case one of the baskets goes down the drain,” says Global Investment Bank Singapore CEO and Founder, Joel McMurphy.

5. A Chance to Own Your Own Property

Real estate investing is a great opportunity for anyone interested in how to live a life free of financial stress. Real estate can be used as the gateway to financial freedom. The key to success with real estate investment does not lie solely within the properties themselves but in the strategic planning and daily operations. “Real estate investing is not a get rich quick scheme. Real estate investing is a long-term business that takes a serious dedication to learn. However, as in every business and especially the business of this nature, you can make a lot of mistakes and lose your money fast,” cautions Global Investment Bank Singapore’s Mark Raj.

But it is still my favourite type of passive income. I’m a firm believer that real estate is still one of the best ways to earn a passive income. You don’t have to work at your passive income – you just have to find properties and manage them.

To conclude, whenever the stock market goes up, you hear all the experts talk about how to invest. I know, it all feels a little scary. I mean, you don’t want to make a bad investment and lose your hard-earned money. There are good returns from stock markets. Some people make a full-time living out of investing their savings which they use to trade daily. But the majority of people don´t invest money because they don´t know how to start investing, or are too afraid to do it. Or rather, they think it’s too complicated and too risky a process.

Nowadays, you can now start investing in the stock market with as little as RM500! The simplest way according to global investment banking analysts is that you can build a portfolio and invest in companies like Apple, Facebook, Amazon, and Google, and expect good returns in the long run. So there’s no excuse not to start!

Stay tuned for more our colleagues from Global Investment Bank Singapore!



4 Ways to Cultivate Mental Health in The Workplace

Fostering a great mentally healthy workplace has several advantages for both employers and employees. It can reduce absences, increase employee engagement, and it can increase group productivity.  Workplaces that support mental health and help people take care of their psychological wellbeing are more likely to succeed in their business. 

A review of GIB Digital Bank Malaysia Human Resources research into workplaces shows that mental health is taking greater importance, especially during periods of significant stress and upheaval such as the current pandemic era. “Managing mental health in the workplace is essential because it helps you determine how you manage tension and relate to others. Poor mental health can affect employee performance, communication, physical functioning and can add to increased general stress and tension in the office, among others,” said GIB Digital Bank Malaysia’s Human Resources researcher Liza Chan. Mental illness refers to a wide range of mental health disorders that affect your employee’s mood, behavior, and thinking. Examples of mental illness can cover a broad spectrum of diseases such as anxiety disorder, depression, addictive behavior, eating disorders, and schizophrenia.

The mental health of employees can have a significant impact on your business. Because of that, employers should be mindful of the wellbeing of their employees. When it comes to supporting any of your staff with mental health issues, the workplace can be ideal for encouraging healthy behaviours and establishing the support necessary to maintain those behaviours. 

“Many successful programs combine both physical and mental interventions to support a healthy workplace mental health culture. We actively promote taking care of staff among our GIB Digital Bank Malaysia global investment bank community through many methods. These include small initiatives such as routinely sending out awareness materials to organising online seminars,” said Chan.  

Dealing with workplace mental health can be sensitive, but instead of ignoring it, there are numerous resources to help develop a suitable program. To help you get started, GIB Digital Bank Malaysia outlines four ways to cultivate a healthy mental health culture in the workplace with tips and information from our in-house experts and also from our GIB Digital Bank Malaysia global investment community. 


1. Talk Openly About Mental Health

A mental health problem affects the workplace a lot, but it can be reduced if a manager knows how to deal with an employee-facing a mental health problem. A manager should make the workplace friendly enough to openly discuss mental health issues to make it easier for employees to come forward with any problem they face. “A friendly environment can help the employees surface and recover from their condition. Companies perform better when their employees feel healthy, motivated, and focused,” explains GIB Digital Bank Malaysia’s Chan.  

When a superior helps other subordinate employees suffering from mental health problems, it can have a much more significant impact on their mental health. Managers should also be trained with the skills to help them recognize the signs and symptoms of stress and depression in team members and encourage them to seek help from qualified mental health professionals.

If employees think they can talk openly about mental health, problems are less likely to occur. There are several essential steps that managers can take to make sure the environment is open to support your staff who are having mental health problems. These are: 

  • Actively listening to the employee 
  • Always try to give employees space to relax and destress.
  • Have as much face-to-face conversation as possible
  • Develop skills in detecting symptoms of common mental health illness and make sure there are mechanisms for tackling them 
  • Normalize discussion of mental health by sharing personal stories in video messages or in person. 

Research studies provide strong evidence that an organisation with a high mental health awareness is more successful. It is essential to talk about mental health in the workplace and to make it easy for everyone to discuss and make them feel that tackling mental health is not a big deal.  One GIB Digital Bank Malaysia global investment community member holds lunchtime learning sessions to reduce stigma about mental health among employees.  

2. Promote Supportive Workplace Relationships

Promoting positive mental health in the workplace often focuses on stress management and skills training. For those who are facing mental health problems, these steps, though helpful, aren’t enough. Having supportive relationships in the workplace plays a vital role in providing a healthy environment. To keep a work atmosphere healthy, positive and polite communication is key. When an employee does hard work and succeeds, positive feedback can provide encouragement that’s motivating. Managers should promote active listening and being a positive role model for healthy communication among teams.  

Encouraging workplace friendships outside of work is also important. Creating bonds among people enables an environment where employees can talk openly about mental health amongst each other. Managers should ensure your employees are in regular contact to talk about any issues they are having. 

3. Offer Incentives

Supporting employees to improve their mental health is an essential step in reducing the problem. When an employee receives support from the workplace, their ability to take active steps towards improving their mental health improves. Productivity and efficiency will also increase. When they feel supported and valued in the workplace, they become more focused on their work and will be more likely to outperform. 

According to GIB Digital Bank Malaysia’s Liza Chan, a company can offer incentives to encourage employees to cultivate better mental health. “These incentives can be tied to performance which can include a mental health component which can, for example, offer bonuses or other forms of gifts to staff members who take up roles as mental health mentors who encourage team members to reduce burnout and tackle stress. In GIB Digital Bank Malaysia’s review of best practices among our global investment community, we found this to be quite popular,” said Chan.  

4. Make Wellness a Priority

Wellness should be the key priority in the workplace. Workplace wellness programs can recognize people at risk and link them to treatment to reduce mental health problems and manage stress. By solving mental health problems in the workplace, employers can minimize healthcare expenses for their businesses and workers. There is strong evidence that links good mental health and well-being in the workplace that workplaces with a higher level of mental health are more productive and more profitable.  

Based on this, implementing health and wellness strategy and programmes which add mental health elements is crucial for healthy workplaces. Company-wide policies help to put in place concrete frameworks and mechanisms that support employees at every level. Programmes should encompass a holistic approach that encourages both mental and physical health. For example, programmes can encourage employees to eat healthy, well-balanced meals, exercise regularly, get 7 to 8 hours of sleep a night, and practice mindfulness. You can conduct guided imagery relaxation sessions to teach employees stress management strategies. Internally, you can also appoint designated mental health specialists so that your employees can talk to you to learn more about how they can promote positive mental health in the workplace.

GIB Digital Bank Malaysia’s Liza Chan explains that companies can even go one step further. She says: “Even beyond company walls if companies don’t have the resources to spare, employers can tap into existing community support programs that staff can access such as NGOs or religious organisations or other places where support groups or community programmes exist they can refer staff too.”

Lastly, all we can say is support your employees with any of their mental health issues. Because mental health problems are a vital issue, please do not take them lightly. There are many resources available to anyone interested in cultivating a positive mental health work environment that you should take advantage of. 

Mental health is not just about mental illness, it is also about maintaining a healthy state of well-being and balance. “Mental health problems can directly affect a company’s bottom line, therefore it is crucial to nip any issues in the bud. Better health is the key to success. Companies that focus on employee’s mental health are more likely to improve, profit and succeed,” says GIB Digital Bank Malaysia’s Chan. 

a business plan checklist written on paper

GIB Capital Group Reviews Top Money-Making Tips from Influential Members

Aside from GIB’s excellent global investment bank reviews and analysis, Get’em In Business (GIB) Malaysia and its parent GIB Capital Group is a huge advocate for making investments and growing your wealth. They say money can make money but is this true? Well, this is only possible if you save your money and make valued investments. It is easy to desire a good livelihood however how many of us can really achieve this? Well many may say, people who come from wealthy families and live on trust funds but at the end of the day, you need the knowledge on maintaining a certain lifestyle and growing it further. Spending without saving or investing will eventually dig a hole in your pocket no matter how much money you come from or have. 



One thing about Get ‘Em in Business (GIB) is that our network of global investment banking reviewers and members whom we call “influencers” have worked extremely hard to get to the top. Scattered across the region in Malaysia, Singapore, Cambodia and beyond, GIB Capital Group network members continue working in order to eradicate poverty and support the small business communities. They’re business owners in many different sectors and come from different backgrounds, but all are dedicated to giving back to the community and helping lift up others. 


In fact, that is only the beginning. This is because if an individual does not train their mindset to make more investments and create a legacy, everything they have worked for can easily just disappear. So our marketing team and global investment bank analysts solicited a few tips on money and making worthy investments from the top members and influencers at Get ‘Em in Business (GIB) Capital Group’s network of successful entrepreneurs to share with you. Read on! 


  • CHUN EI, investor, GIB Capital Group Network Member 

The pandemic took a large hit and toll on everyone. It does not matter how wealthy or successful you are because we all had to go into our money reservoirs which caused a decrease in our funds. I can only imagine how those without emergency funds survived. The global disease outbreak definitely taught us the importance of having more than one stream of income and creating that business opportunity for yourself. Luckily, GIB Capital Group has made this possible even to those with a lack of capital. I’m grateful.


  • CARLOS ROSHAN, entrepreneur, GIB Capital Group Network Member 

Having come from a Spanish and Indian background, my success story can only be an inspiring one. As an individual, you have to seek what motivates you to want to achieve a certain kind of lifestyle. I was born and raised in a foreign country with little to no funds. My motivation was always to uplift my family and I from the impoverished life we lived. Having been refugees did not make it any easier however anything is achievable once you set your mind to it. At the end of the day your dreams are valid so you just have to find your motivation and driving force.


  • GANESAN CHUTRI, online wholesaler, GIB Capital Group Network Member 

From a young age, I have always been a business minded person. Even in primary school, I would buy loads of sweets and sell them for double the price in order to earn a profit. I can definitely say that my parents did a good job by noticing I was a business enthusiast and nurturing these qualities in me from a tender age. So what if an individual has no interest in business? They can nurture their own qualities as well as their children’s from a young age. This is a form of investment because as the years go by, the skills only get sharper. Besides nurturing talents, abilities and gifts, it is also important to introduce and cultivate a saving habit.

  • SUZANNA MAUILANA, restaurant owner, GIB Capital Group Network Member 

Pursuing your dreams and goals as a woman can be one of the most difficult journeys especially during my time. At my age, I am extremely honoured and humbled to be a part of the GIB Capital Group’s network. Not only that, but I am also among the first women to be a top influencer at GIB Capital Group. I was stunned when GIB invited me to be one of their global investment banking analysts. It was a huge validation for me for all the years I’ve been learning and working hard. 


I decided to launch my first business in my mid-20’s right after I had graduated from campus. Coming from an esteemed family, I was expected to immediately get married after finishing my studies and many discouraged me in the pursuit of my business endeavours. Looking back now, I am 55 years of age and I would not change a thing. I would not go back in time and do anything differently. What message am I trying to convey? When it comes to making investments or investing in yourself, go with your gut and choose yourself. Making investments means choosing to  take risks and you can never know the outcome without trying. My question to you is, would you rather live in fear or regret?


  • AZIZ ALAMIN, investor, GIB Capital Group Network Member 

Being a great investor means keeping up with the latest business news and trends. As an individual, you must follow up and stay up to date especially because we live in the modern day world where many things have become digital and it is imperative to know the changing and updated trends. A tip I always give is to make sure you stay in touch, network and interact especially with people of similar interests. GIB Capital Group network is perfect for this. That way you will always have an overview of what is going on and where. 


Making one investment does not necessarily mean that once you have invested your money all you need to do is sit back and wait for it to grow. You have to be keen and remember that there are investment opportunities arising each and everyday better than the ones that were available yesterday. Therefore, stay awake, stay alert and have an open mind.


  • WEI YONG, global investment banker, GIB Capital Group Network Member 

Passion is everything. One of the reasons I became a part of the GIB Capital Group’s global investment bank network in Malaysia is because the alignment in our goals was undeniable. As an individual, you have to ask yourself what is your goal in life? Are you looking to improve your lifestyle and if so how much are you willing to sacrifice in order to achieve your desired lifestyle. Do not just make investments because it is a trend but instead make them because they align with your goals and draw you closer towards them. That way, the decision making process when making an investment will always be an easy task.


  • DHIVYA DIVVIE, small business owner, GIB Capital Group Network Member 

One thing I think the pandemic taught us all is that you can never have enough savings or investments. I think this was an awakening process in terms of educating people on the importance of making investments and saving their money. If at any point individuals had no passion or paid no mind to making even the smallest of investments then the pandemic definitely altered their way of thinking. With this unfortunate event, it is advisable to make value investments through GIB Capital Group’s banking services and create other avenues of income no matter how many you may already have. Even for those starting from scratch, slowly but surely is the way to go. At the end of the day you would rather have something than nothing at all, especially when it comes to making an investment.


  • EMANZIE MOHAMMED, online bookstore owner, GIB Capital Group Network Member 

There is always light at the end of the tunnel. The whole world was affected by the pandemic including the economy in general. This taught us to be ready for any circumstance. I am quite a huge reader which has helped especially when it comes to making important business and investment decisions. While I was reading, it came to my knowledge that there was a spanish flu outbreak in 1918 which was way worse than the pandemic outbreak we have recently experienced. What this information did for me is that it prepared me for the future. 


One tip I would give is to always invest while keeping in mind that history can definitely repeat itself at any time. If you can invest in global investment banks, do it. Join networks like GIB Capital Group. I also suggest reading and acquiring information as learning is always constant. Therefore, with this strategy you will always be prepared for anything.


  • KAI WAN, global investment researcher, GIB Capital Group Network Member 

In the present time, it is safe to say that we have all been affected by COVID-19. The immense effect the outbreak has had not only on the governments, organizations and individuals as well has caused a great change in everyone’s socio-economic status and has only widened the gap between the rich and the poor. Honoured to be a part of GIB Capital Group’s network of global investment banking reviewers and analysts. We believe in encouraging individuals to learn what they can do differently and to be resilient in the face of their investments. One major advice I can give is to join the GIB Capital Group’s digital banking platform that aids and provides education on making the right decision such as choosing the right global investment bank for services, as well as growing your own wealth. Our organisation has also dedicated itself to helping small businesses and providing capital to individuals who would like to start up a business. We encourage you to join us today and watch as your life changes greatly.


close-up of hands using a global investment app on a mobile phone

How to Choose a Global Investment Bank App: A Review of Popular Apps On the Market

There are many kinds of personal finance and global investment bank apps out there, and all three major mobile platforms (Android, Apple, and Windows) have a large selection. Choosing one can be tough, but the choice gets easier if you ask yourself some questions. 


Global Investment Bank App Chief Technology Officer Mark Antony says, “Deciding which app or apps to use to stay on top of your financial life can be complicated.” In this article Global Investment Bank App CTO Mark Antony discusses some of the best options and how they compare.


A number of mobile financial apps and personal finance apps can help you manage your money the way you prefer. Traditional banks, digital banks and other financial institutions use a variety of tools to help their customers manage their finances. Although they may share some common features, no one type of financial management app can offer everything. While it may be important for some people to manage their money through an app downloaded from their bank, many users prefer to have a more flexible solution. Global Investment Bank App Chief Technology Officer Marc Anthony advises to consider that the major advantage of banking apps is that it doesn’t require a subscription fee to operate.


It is difficult for consumers to choose the right global investment bank and personal finance app to fit their needs. Global Investment Bank App CTO Mark Antony shares a key example: having too many features will make it difficult to navigate through the application’s user interface. It is therefore important that a user-friendly UI is available in all applications so that no matter how many features are built into it, the user has an easy time navigating through it. Before downloading a financial or global investment bank app, let’s review the main things you need to consider.



Global investment bank apps are changing the way the world does business 

The possibilities are endless. Mobile banking and global investment bank apps are used for convenient online banking. Mobile banking apps allow customers to deposit checks, pay bills and transfer money from any location at any time with just a few swipes on their smartphones or tablets. Depending on the financial institution offering the mobile app, Global Investment Bank App CTO Mark Antony says, “You can find a variety of features that vary from account management, bill payment, to online chat.”


Now let’s go over some of the key features a good personal finance app and global investment bank app offer! Personal finance is managed and maintained through mobile applications and personal devices. These apps will help you manage and budget your finances through a secure medium and a safe global investment bank app login.The features depend on the app. Some apps work with your bank to send alerts about upcoming bills and offers, while others help you track your spending and create budgets to help with long-term planning. According to Global Investment Bank App CTO Mark Antony, those are the main features that are absolutely essential in each financial app: 


  • Get real time updates on your net worth 
  • credit score
  • personal finance
  • track your cash flow
  • track your expenses
  • graphs of your financial activities.


A financial app puts a powerful tool in your hands–the means to a more immersive and comprehensive grasp of your wealth. 


Choosing a global investment bank app or personal finance app is more important than ever

A good personal finance app should help you make sense of your finances. It should give you a clear picture of your spending, provide tips and advice about money management, and help you plan your future investments. Global Investment Bank App  CTO Mark Antony says ask yourself these questions before deciding on which app to go for! 

  • What’s the main objective of the app? Is it meant for investments or budgeting? 
  • Does the app seamlessly integrate with your bank account?
  • How easy is the user interface? 
  • What special features does the app offer? Does it stand out?
  • App security level? 
  • Does the app provide customer service? 


Before choosing any finance app it is important to consider the cost of service and upgrade fees. Global Investment Bank App  CTO Mark Antony notes, finance and global investment bank apps vary in cost, and depending on your circumstances, one may be a better fit than the others. While there’s nothing wrong with a free app, the ones that charge a fee are generally better quality. In the end, you’ll know if an account is worth having. After all, doing the math is one of the best ways to keep your money right where it belongs. Using mobile banking apps, global investment bank apps and personal finance apps together can save money and provide a better experience.


Using both mobile banking and finance apps simultaneously can simplify your life and reduce the time you spend paying for things. For instance, most budgeting apps require you to link them to your personal accounts in order to use their services. Therefore having both apps on your phone will ease out the process, you can simply link your budgeting app to your mobile banking app, you wont need to manually enter your spendings. The budgeting app will automatically collect the data. Tracking your spending and categorizing. 


It’s time to use your personal banking app, take a deep breath and focus on the process. Lastly Global Investment Bank App  CTO Mark Antony advises to take some time and read the actual reviews written by some of the users who’ve already downloaded and used the app, this will help you gain a realistic insight of what the app can actually offer! 

pexels-tima-miroshnichenko-7567486 (1)

Blockchain Technology in Global Investment Bank’s (GIB) Digital Bank Business

Blockchain Technology in Global Investment Bank’s (GIB) Digital Bank Business

The world nowadays has been revolving around information technology. When it comes to information technology, there will always be advanced products and services that are updated to cater to the needs of the community. Humans have implemented a plethora of advanced solutions for modern problems, especially in the global investment industry. This is where more creative creations come in between especially in GIB Digital Bank. For instance, blockchain technology which has been implemented in GIB Digital Bank as an underlying technology to enhance performance. To those unfamiliar with blockchain technology, it is considered something new that has been introduced in the IT world for the past few years. 


Blockchain Introduction: GIB’s Digital Banking System 

The main question is, what is blockchain technology’s role in Global Investment Bank and capital trust? And what is it created for? Blockchain is still new in the market for reliability in the banking system. That is why most people are not exposed to the system yet. A brief introduction and understanding are what they need to help understand the system better.


If you are new to blockchain technology, then this article is the right platform for you to learn more. Who knows, this might be the chance for you to enhance your investment business field in the future. Some opportunities might need you to take the risk first before the outstanding outcomes.


Some people will relate the term “blockchain” with cryptocurrencies, digital banking, and capital investment trust. This is because statistics and data have shown the increase of cryptocurrency registration starts as the financial sectors introduced blockchain technology in their system for security and safety purposes. This is also the reason being most businessmen and investors preferring to halt all traditional approaches in investment to their respective organizations. Clients and customers are having higher expectations now that this so-called impenetrable service is on the list of most of the systems across Malaysia, Singapore, and Cambodia. However, that is not all. Blockchain technology covers more diversified economic sectors and even other sectors.


Blockchain in GIB’s Digital Bank is an advanced technology that monitors the details of individual transactions with a secured platform. The data and information in GIB’s Digital Bank that has been plugged into the blockchain can never be altered or changed. This is to ensure the privacy of the customers is in the close monitor by the system. There are lots of applications especially in the financial sector that are built on the blockchain system. The system in GIB’s Digital Bank can only process instructions and activities in a form of cryptography. The system itself is decentralized. Therefore, all the data and information shared is connected to one network in GIB Digital Bank at the same time.


What is cryptography in GIB Digital Bank? It is a method of securing all the data and information in a communication system by using special codes. The codes are used to only give the license for people who are intended to be the one who has to view the information. This ensures the liability of the information processed in the GIB Digital Bank system. The writings are only done by professionals who are trained to use the crypto language in the system. The algorithm used is a key to transform the inputs and outputs in an encrypted text. This is because the normal transaction field can be tampered with very quickly by hackers. Because of this, advanced blockchain technology in GIB Digital Bank was created.


Blockchain in GIB’s Digital Bank adopts a faster way in information handling that avoids longer processes and implements faster transaction processes that save both the customers’ time and money. The ability of blockchain to be adopted by most of the digital applications available across the globe is outstanding. The blockchain network in GIB Digital Bank has reached the maximum level of connectivity for capital trust to ensure the liability of the whole transaction or networking process made by the users of the applications. Most businessmen and investors have indulged in this technology to ensure the security of their whole system operation.


Main Blockchain Technologies

Blockchain includes three main technologies in GIB’s Digital Bank that assists the whole working process of the information and data transaction daily.

– Cryptographic (Public key and Private key) codes with only permitted professionals to work with.

– User-friendly networking system that offers a shared ledger for better connectivity in every aspect.

– A reliable data storage to store all the previous transactions and cash flow for individuals in the system.


Why use blockchain for GIB’s Digital Bank system? There are pros and cons of using the system for crucial businesses such as financial matters and capital investment trust. Here are some pros and cons: 


Pros and Cons of blockchain technology 

  1. High Security

As mentioned in the article before, blockchain adopts a digital security feature that is hacker-free for all transactions or networking made by the users in the GIB Digital Bank network. The data and information that have been inserted into the capital trust system are highly secured with codes and block paths that can only be read by professionals with the authorization of the organization itself. It requires specific digital data for the users to interact within the network to ensure full encryption mode for both parties. Users shall not worry about the efficiency of the blockchain technology now as it has been used in cryptocurrency management for better outcomes. By promising full security in GIB Digital Bank, customers can build trust with the business as they can see potential in the liability of the system itself. 


  1. Faster payment

Blockchain technology in GIB Digital Bank operates internationally. Therefore, the customers and clients in GIB Digital Bank can use the application/system whenever or wherever they want for flexibility. It allows the system in GIB Digital Bank to compensate transaction fees or payments in less than 30 minutes without any problems in between. It covers also the banking and remittance services that will help the clients to improve their details in the data submitted. Unlike the traditional global banking system, blockchain in GIB Digital Bank creates easier access for clients to track all the spending and cash flow. This will help the clients and customers to keep track of their expenses within the application itself. The system provides digital receipts that are accepted in other blockchain applications for easier access. As employers, you can also pay your staff using blockchain technology as it will remain discreet for every payslip and honor the rights of the workers.


  1. Decentralized Networking System

GIB Digital Bank’s Blockchain technology is well known for its decentralized method of networking in the system. This is to ensure that all the information and data are tally with the original ones as some people might have made mistakes while keying in the details. To avoid that, financial specialists have created this technology to ensure mutual consensus of users in any transaction or banking activities that will result in a safer process overall. The system is code programmable which can be effective in adapting systematic emergency actions, and events that may happen without the users’ knowledge. Although any incidents will seem impossible. Professionals in GIB Digital Bank have developed the backhand of blockchain to support any mishaps in the future.


  1. Immutability

As mentioned before, blockchain technology in GIB Digital Bank is immune to any mishaps or complications within any transaction or banking process. This is because they are using special algorithms created just to fulfill the tasks in the system itself. Time by time, more blocks in the system will be added but they can never be removed. The blocks can only be created by authorized programmers within the organization itself. This means that only trusted individuals for investment are permitted to do so. For instance, all the previous transaction records for each user will be stored until the end of the world and no one can erase them. Not even the programmers in GIB Digital Bank. This is to keep track of what the users have been spending their money on and ensure easier access for both organization and user. Hence, the nickname “impenetrable” was given for this system.


We can see that blockchain is transforming the business world now. Transformation leads to the advanced structure of humanity. Therefore, the better the system, the easier the access to gain the customers’ trust within the organization. People care a lot about impressions nowadays, especially in the financial sector. You cannot fake perfection with puzzled imperfections. Other than that, more sectors such as food and beverages, retail, and industry have been lining up to install the blockchain system in their organization.


Talking about global investment banks and capital trust owners. They will view the success of blockchain technology in GIB Digital Bank as affordable matters because of the trust and efficiency that this system provides. Hence, the increased numbers of investors leaning in the industry. Although blockchain technology in GIB Digital Bank is considered new and young, the revolutionary solutions that have been adopted together with its promise of outstanding milestones and achievement. 


Now that you have come to the end of the article, what do you think about the blockchain technology to be implemented in your business? Is it worth the try? Let us know if this article helps you in understanding the system better.



The GIB corporation in Malaysia and Singapore strongly advocate for companies to implement the ESG strategy in their global investing in order to yield high business returns. Many may ask themselves, what is ESG? Well, in the past, companies and business owners were only focused on establishing their businesses solely for the purpose of gaining a profit. However, in the early 90s, a new concept of the three P’s in business was introduced. The three P’s–People, Planet and Profits–were introduced and urged businesses to practise this framework since they were all important for a business to succeed. 


This concept is what would later eventually become ESG–Environmental, Social and Governance. The reason for this concept was to the forefront how businesses impact the environment in ways such as pollution and deforestation. Also, labour concerns such as how workers are treated in terms of giving good working conditions and equal opportunities also gained greater prominence.


The Governance aspect examines how a company is run–having accountability mechanisms such as board structures, tax strategy and whether corruption or bribery is practised. ESG investing suggests that companies are more likely to succeed if they create value for shareholders as well as their employees, customers, the environment and the society at large. We believe that our approach to ESG does not only benefit the company, but society and the environment, therefore, producing a positive impact on the companies we choose to invest in. 



The GIB corporation strongly believes in ESG investing, and that is why we are able to help small businesses in the community. Before investing in a company, business or organisation, our corporation examines whether the business or company we are investing in aligns with our business values which is typically what ESG entails.  It is important for companies to have a good ESG profile to support the growth of environmental and social benefits. We ensure that the companies we plan on investing in meeting all three criteria. 

After the global pandemic outbreak, ESG investing has been put to the forefront of the business world, urging companies to make a positive change.  


Another way GIB Malaysia and Singapore incorporates ESG investing into our corporation and business decisions is through sustainable investing. ESG can contribute to healthy competition between companies and good business returns. How does it do this? With ESG investing being implemented in many companies, investors fear the high cost of implementation will outweigh the benefits and eat into returns and profits.


However, that is not the case. Creating a good ESG profile for your organisation is beneficial because it can help the company gain a competitive advantage. According to this article, a good example of this is when the British retailer Marks and Spencer implemented the ESG strategy in their organisation, introducing practices such as reducing waste and being of help to the communities, it enabled them to save a large amount of money. 


We also believe that ESG helps and aids in new markets. The research we have done indicates that companies that choose to implement ESG investment strategies tend to do better in new and upcoming markets as compared to developed and established markets. 


GIB in Singapore and Malaysia believes that if companies consider applying ESG strategies in their global investments, it increases the value in their investments instead of adding to the risks. GIB ESG researcher Liza Chan says, “One of the main reasons our corporation is successful is because we are able to care for our employees and the society. This is beneficial because caring for your employees by treating them fairly and ensuring they have good working conditions motivates them to create new ideas that benefit the company leading to outperformance as compared to a company that only focuses on making profits.”


This is because when taking ESG into consideration, it is not just analysing what the investment strategy has done to improve company profits but also checks how the company is run, its behaviour and conduct towards the society, as well as its environmental impact.  “Using ESG strategy is a more modern approach that is aligned with today’s world,  as compared to looking and repeating previous investment strategies just because they were successful. We strongly recommend it to anyone interested in today’s global investment trends,” said GIB’s Liza Chan. 



The pandemic made many businesses, industries and investors aware of the large gaps and inequities in society. This has encouraged companies and investors to implement and focus on ESG strategies. 2021 has definitely introduced many new technologies, new business models and investment trends, putting ESG at the forefront. Here are some of the ESG investment trends that GIB thinks will impact global investments in the business world for 2021. 



The global pandemic disease outbreak has definitely brought light to many investors and organisations on the importance of ESG investing. The gap created by the pandemic shows the many weaknesses and flaws of the economy and society, motivating businesses to make a change. GIB believes that 2021 will encourage the greater evolution and adoption of ESG investment strategies further. 



The pandemic definitely highlighted the weaknesses in society and the abandonment of social responsibilities. This is why we, as GIB focus on building small businesses in the community. We believe that the social aspects in ESG will be brought to the forefront in 2021 in a way that forces large organisations to pay greater attention to their social responsibilities. With the damage Covid-19 has done, many investors may only want to associate with corporations that do not put humane needs on the back burner. Many have lost their jobs due to the global disease outbreak and we expect that companies that maintained their employees on the payroll will definitely experience outperformance due to the motivation and gratitude from their employees



Companies that have already begun using the ESG strategies by accessing emerging markets and contributing to the evolution of their societies have increased. The investing public will demand greater transparency of a company or business’s ESG strategies in light of the pandemic’s devastating effects on communities. The global investing community will look for concrete data on ESG practices and outcomes in their decision-making instead of accepting surface-level, window-dressing PR statements. 

“2021 will be the year of global investments driving real-world change. People want to make an impact with their money, and see ESG as the way to do it. The global investing community will demand greater transparency on this through accessing concrete data,”  said GIB’s Liza Chan. 



The crisis created by Covid-19 paved the way for new technologies to be formed. Both our GIB corporations in Malaysia and Singapore also took the initiative to come up with new technologies and digital platforms that can help the small businesses in the community become digitally accessible and operate easily. Our platform has also been designed in a way that it creates new investment opportunities specifically designed according to our consumer’s needs.  We believe that in 2021 new technologies will definitely be on the rise to aid global investors in making the right business choices. With new technologies, new concepts and mindsets will be formed and we are certain that this will create a positive impact not only in the business world but overall. 



The GIB has been able to extend a helping hand to many small businesses both in Singapore and Malaysia and this has enabled new markets to grow. By creating a platform with a social impact in mind,  we grew the number of investors who have contributed to the growth of new markets. Due to Covid, we have also made investment opportunities easier for everyone with just one click. This is just one form of how using an ESG strategy can grow your market. In 2021, there will definitely be growth in markets due to a large number of investments which is a good thing because the large gap that has been created will eventually close. 



The global pandemic highlighted many serious social issues such as environmental damage and unequal access to healthcare. In 2021, many global investors will be on the lookout to explore new opportunities and areas to invest to address these problems using an ESG investing strategy.  GIB foresees that there will be a motivation to reduce waste and preserve the ecosystem. There will be an increased demand for investments in renewable energy, green transportation and construction, as well as biodiversity and climate change.



We at Get’em in Business (GIB) like to think of our employees as family and team members, not just employees. A company is like a vehicle with many moving parts that makes it work. If one of the parts on the vehicle stops functioning, it affects the other parts of the vehicle and eventually, the entire vehicle stops functioning. 


At Get’em in Business, we consider our employees the most important components for our corporation to run smoothly. Have you ever heard of the saying, “Happy Wife, Happy Life”? Well, this sort of applies to running a corporation. If you keep your employees happy by creating a work-friendly atmosphere for them, they will be more motivated to come to work and their jobs will not seem like a burden to them. 


How is this beneficial to your organisation and employees? As GIB Founder and CEO Joel McMurphy said, “It will inspire the employees to aim at giving their best because they will view the company as their own; a home away from  home.” He also added that happier workplaces foster increased loyalty and connection among colleagues. “This adds to better engagement and productivity among staff which directly contribute to the growth in your business. Happy people means a better business. That’s the bottom line,” he said.


GIB Malaysia would like to think we have perfected the art of creating healthy work environments over many years of thinking about healthy workplaces. Creating a good working space means so much more than increasing salaries and giving bonuses. It can mean a million different things such as ensuring that the office environment is clean and well ventilated, to make sure there is harmony between the coworkers and that each and everyone is contributing to building and making each other’s lives better. 


Here are a few ways GIB creates and sustains a friendly working environment:



At GIB, one of the things we have put in place is a well-stocked pantry at the work office. It might not be at the level of Google’s legendary free-meals canteens and restaurants, but we are quite proud of it.  We stock an array of healthy snacks and meals beyond the usual cereal, instant noodles, coffee, tea, fruit and biscuits. Our HR staff actively solicits feedback on what they would like to add to the pantry. We provide a free lunch buffet with every Friday, catered from a selection of different social enterprises we like to support. In fact, a lot of our food supplies come from local producers and artisans because we like to support our local community businesses. 


We find that our employees work better through the week and look forward to the week’s end not because they are exhausted but because of the engaging lunch buffet. Being occupied with work can also make an individual unknowingly forget to eat therefore skipping meals which is definitely not a good diet. The reason we have the pantry is to make sure our employees are able to eat instead of skipping meals all day. 



There is a lot more that comes with creating a healthy work environment other than just providing food. When we were originally building the GIB, we consulted experts on healthy and sustainable design. Our corporation is spacious therefore our employees are not cramped, which during this Covid-19 era has proved to be a boon.  We also have very good air conditioning considering that we are based in a hot and humid climate, though we are constantly thinking about how to be more energy-efficient.  There is ample natural light and plenty of indoor greenery. When it comes to the type of office desks and chairs we have, we are proud to say that it is definitely unmatched. Everything is ergonomically designed and built. Why did we do all these things? This is because all these factors contribute to good posture, and also builds and boosts the morale of our employees and also makes them comfortable at their place of work. 



It is important for our employees to get along in order for our company to run smoothly. To ensure this, we create team building activities that boost their social engagement and improve how they relate to each other. Beyond office parties for festive celebrations, we like to do small events throughout the year that aren’t work-related at all, whether it’s simple things like movie nights or sports competitions. We at GIB believe that it is important to get to know your employees and for each and everyone to interact in order to create co-operation and promote respect amongst each other. 



In case we haven’t said it enough, healthy relationships amongst colleagues are important!  It is important for your employees to build bonds with each other. Our company practices a policy that encourages honest feedback on a daily basis, not just during annual performance reviews. No one is exempt, even GIB CEO Joel McMurphy gets feedback too. “We have created a culture where no one is afraid of saying what’s truly on their mind in a clear, honest and respectful manner. As a CEO I have insisted that everyone practice this as I truly believe it’s essential to relationship-building. This doesn’t mean we never have any conflict, but we deal with it openly and constructively,” he said. 


Additionally, having lots of open areas with comfy sofas and chairs offers a physical encouragement for good communication. Our employees are able to share meals and have lots of conversations. That way they are not only able to bond with each other but also brainstorm ideas that grow and make the corporation better. 



You want your employees to grow as individuals in their career field. Making them feel like they are working solely towards benefiting the company reduces their morale. To improve their skills, GIB HR regularly organises talks from prominent speakers or leaders in different fields who come to share and offer advice and motivation and regularly sends staff for training and upskilling conferences and seminars. By improving their skills and network, they bring new perspectives and different strategies in order to beat the competition.



As much as routine is a good thing it can also be a real derailer in terms of motivation and inspiration. Sitting on the same desk year in and out can make your employees lose their inspiration for new ideas. Even before the pandemic hit, we had already trialled a work-from-home arrangement which had a very good response. So we were well prepared to face the challenge. As GIB Singapore HR Lead Cathy Fong explains, “When Covid hit, we were ahead of many companies because we had already had a system in place for work-from-home which we started on two years ago. So we were able to hit the ground running and had a very smooth adjustment.” 



We want our employees to feel like part of the team. GIB CEO Joel McMurphy, believed in a flat organisational structure where none of the employees is above each other. Instead, they are all equals. It is important for your employees to feel like part of the organisation. You want to create a work environment where everyone feels like they are part of your team. In order to do this, we create open communication where everyone can share ideas for the improvement of the company. They don’t feel as though they are taking orders from the higher-ups but are contributing to the evolution of the company. We have realised that by doing this, we also encourage our employees to stay with us for longer periods of time. 



Your employees need to reap the benefits of their hard work. As much as a corporation is able to cater for salaries, that is definitely not enough to keep their motivation high and the company running. GIB’s rewards system is built so that everyone is rewarded not just with bonuses and raises, but with things like extra vacation days, extra maternity and paternity days, gifts and subsidies. This keeps them motivated to keep working towards growth in the business. 



In the modern world, healthcare is very expensive. Affording a good health insurance plan costs a lot. A good reason to introduce this to your company is that if your employees are not in good health or have their family members ailing, and yet they do not have the money to provide healthcare for them, your employees could grow to resent you. They could begin to feel like they are working too hard yet it is all in vain because they can only do the bare minimum or have to take years to save in order for them to have the perks of a good medical plan. At GIB, we have made sure that our employees do not need to worry about healthcare. Their children also get to receive these benefits up until they are the age of 25. This way, our employees do not have a burden on their shoulders. 



At GIB, we encourage everyone to appreciate each other. Gratitude is a daily practice for us. Like we have mentioned at the beginning of this article, a company is like a vehicle with all these moving parts that make it work. All our employees contribute to the success of each other and our company therefore if one’s ideas feel belittled or their work goes unappreciated, it can affect the workflow immensely. Therefore, our company encourages our employees to thank each other for their every contribution. It does not only make them feel appreciated but also builds a strong sense of respect.

Having the Right Mindset Can Change Your Business Says GIB CEO MALAYSIA -

How Having the Right Mindset Can Change Your Business: GIB CEO Dr. Joel McMurphy Offers Business and Life Advice in Candid Interview

This article digs deeper into the world of global investment reviews with the Founder and CEO of Get’em in Business (GIB), Dr. Joel McMurphy, and how he successfully creates innovative solutions to make a difference in the business and financial industry. We will also get the chance to explore and discover more about Get’em in Business and how they are able to pave their way to the top spot as the world’s leading investment and community-based organization. People may have heard that Get’em in Business (GIB) is a world-renowned business organization but, how much do they know about the mastermind behind this innovative company? Joel has had his own ups and downs throughout his entire life before becoming a successful entrepreneur. He sat down with our reporter to uncover the story of his life from his early start in the global banking industry. Explore his inspiring story on how he shaped himself to become who he is today.

The Man Behind the Success

Dr. Joel McMurphy was born in 1961 in Malaysia where during his early years, he struggled to find his life’s purpose. During his teenage years, he began trying to succeed in small-scale investment programs. This led to his interest in the business and the corporate world and gradually, led him to become a world-renowned entrepreneur today. After years of trying, he managed to come up with his own business model and business club with his mutual friends which is how Get’em in Business (GIB) was born in 2014.

The Establishment of Get’em in Business (GIB)

“What made you want to start this organisation called Get’em in Business (GIB)? What are the turning points from your childhood memories that lead you to become who you are today?”
Well, to give you a brief introduction of how my life was back in the early 90s in Malaysia, both of my parents are so poor that we could only eat bread once a day. I am the youngest among my other siblings. To be honest, I hated the feeling of going to school and seeing other kids with their parents in their cars who could buy anything that they ever desired to have. So I grew into a tough kid who was focussed on getting more money. I started delving into the world of business and finance. From there, I learned everything you need to know to establish a fresh startup company at a young age. Tons of failed projects, of course. One day, I decided not to do everything alone so I recruited a few of my close friends who are like-minded people. My number one dream was always to give back to the community no matter what, something they also felt strongly about. Therefore, I set my heart on establishing a community-based business organization for everyone to benefit. It should be noted that in a community where we have different types of people, it is hard for everyone to be lucky and join any business organization. So, that is why Get’em in Business (GIB)’s main focus is giving back. So we created Get’em in Business (GIB). The name Get’em in Business (GIB) symbolizes my message to everyone out there that they can start their own business for a better future. I created this from nothing. But, when I remembered this saying –“when your head’s low, lift it up”–nothing is impossible for me. When you cease to dream, you cease to live, as the saying goes, “c’est la vie.” We are a group of passionate individuals with outstanding expertise in investment and finance. Our target for GIB is to provide access to global investing at the community-level. We want to keep growing from strength to strength. Hence, each of our services will be updated from time to time so we can always keep abreast with the latest trends and technology. We have received positive reviews from across the world regarding our business model.

Get’em in Business (GIB)’s Services

“It is globally known that GIB is one of the world’s leading community-based business organizations. What services does your organization provide?”
In general, I would say investment and finance-related fields. In-depth, I would say that we provide a financial management scheme called the Capital Trust Financial Management to assist our clients to do their own investment or business-related matters. This entails enhancing our clients’ savings and wealth management. Next, we offer business consultations that focus on monitoring and evaluating our clients’ portfolios based on bespoke strategies. This is extremely crucial as in the world of business, we need to learn from experience to correct our own mistakes or we will lose a lot. Talking from my own experience as well. Furthermore, we have global investment reviews to monitor each and every one of our client’s financial status. Now, we have come to my favourite service in this organization, one closest to my heart, the community campaigns. Since our goal is to bring innovation to the community, we develop campaigns for those who are interested to build and strengthen themselves towards making a better future. I’m proud to say that our campaigns have helped us gain good ground among community-focused organizations and has really helped us grow.
“How unique are your services compared to other companies out there?”
As I have mentioned before, in Get’em in Business (GIB), we pride ourselves on prioritizing the community in everything we do. We aim to provide the best to improve the community because business organizations should be prioritising policies towards focusing on the community. It’s not just about profit anymore. My dedicated members and employees have applied our expertise in global investment and capital trust schemes to make huge differences in the community. The one characteristic that makes us unique is that the profits of all of our activities and campaigns are channeled towards the community, like a social enterprise. Since I was little, I have had this goal to become a community-based entrepreneur in order for me to uplift the social and economic lives of a community. Our organizational values are geared towards helping build a better community.
“After years of developing into becoming one of the world’s leading community-based business organizations, what is your hope for Get’em in Business (GIB) now?”
Our dedicated and diligent members of Get’em in Business (GIB) have always exceeded my expectations from the previous projects that we have worked on. I personally believe in every person’s ability to strive more when it comes to giving their best at work. As an employer, I know my employees more than anyone could. I know their potential and capabilities. Therefore, I know that they are able to offer me more than just great results. My one hope is that our family in GIB will grow in the upcoming years. We welcome everyone to join us to grow their business and grow their community as well. Together with us at Get’em in Business (GIB), I believe we will continue to grow.

Tips to Get Started As an Entrepreneur

“Now, moving on to our last question which is do you have any tips for anyone who wants to start a business in the global investment industry that you can share with everyone?”
There is no right or wrong path towards success. It’s different for every person. I’ve had many ups and downs, some successes and even more failures. One thing I will say is that you have to always keep moving forward in everything. It’s important to know your own strengths, and to be comfortable in your own skin. This is to ensure that you are pursuing the right business path for yourself before it is too late. If you are lacking in a certain area or skill, work with people who are strong in those areas. You can’t–and shouldn’t–try to be good at everything. That would be foolish. Every business owner has their own skills and abilities that give them the means to start operating a business. It is a matter of whether you dare to start something or not. It takes courage to do that. So be courageous! If there is one last thing I can share with all of you is that whenever you feel low, disappointed, or feel like giving up, take heart and lift your head up as there will always be another opportunity to come. Keep your head up. There is a lesson to learn behind every failure. This mindset has helped me my entire life and believe me when I say this has helped me, and still does, to this day, in my journey towards becoming a successful entrepreneur.
GIB Malaysia Helping Hands Community Campaign -

Get’em In Business (GIB) Helping Hands Community Campaign Kicks Off in Malaysia

The Get’em In Business (GIB) Helping Hands campaign is an initiative in Malaysia to give back to the community by helping small business owners not only in Malaysia but also on a global scale. Catering to the needs of small business owners and the community, GIB has employees around the globe that help make opportunities accessible to entrepreneurs and small businesses. The purpose of this campaign is to build small scale businesses from the ground up by educating them on how to improve their businesses, offering access to capital and market strategies and advice, as well as improving networking among small businesses as a whole which also aids in their growth.

GIB Founder and CEO Dr Joel McMurphy explained why this campaign is important: “We strongly believe and have a need to improve the small business market in Malaysia as well as give back to the community at large. We train the small business communities on how to succeed, grow and elevate the community and others around them. We also believe in spreading and sharing knowledge for the improvement of everyone and the easiest way to create such opportunities is by giving back, serving and investing our efforts into the community.”


The aim of GIB’s Helping Hands programme is to build small business owners in Malaysia by providing them with the knowledge and skills fit to better run their businesses. We train the small business community and assist them in the management of their businesses as well as their leadership roles as business owners.

This year, we chose to run the programme in January by holding a seminar each and every weekend of the month. These seminars were designed to be highly interactive with the business owners in order to have a one-on-one relationship and understand their businesses. The seminars were held in Kuala Lumpur with a group of 50 businesses from all over Malaysia. Each of these seminars had our representatives from GIB’s Singapore and Malaysia offices interact with the small business owners to learn more about their businesses to learn how they could improve their businesses in order to grow and thrive in the future.

Aside from sessions by GIB Review analysts and experts, other facilitators from the local business world dialled in for remote sessions. The programme consisted of skills training in business operations, getting access to capital, sales and marketing, digital integration, and business development for the businesses in question. Throughout the month-long programme, we were able to get feedback after a week of the business owners using our strategies and implementing our advice.


The seminars began with GIB Malaysia Review trainers sitting with the small business owners and gathering information about their individual business goals. Then, GIB staff would consult other GIB Singapore teams who would then help develop plans and strategies that would be sent back to the business owners. The aim of this was to target the issues these businesses faced, propose solutions and get feedback from the business owners on the effectiveness of those proposed solutions. Plans and strategies would therefore be implemented by the owners during the week and on the weekends when the seminar was held they would give us feedback on how the strategy changed the small business community for the better.

The response to our programme was overwhelmingly positive. We decided to let you hear from the participants themselves:

Rajesh Ganesan, online grocery shop owner:
“The digital technology used and the one-on-one sessions and strategy development plans have made my business thrive in so many ways.
On the last day of the seminar, we presented a progressive report to show how these strategies have improved and contributed to the growth of our businesses and investments. The technology made it easier for people to know about my business, access it easily and therefore bring more income and consumers my way. The seminars were very informative and we not only learnt a lot about how to grow our businesses but also learnt to support and build each other through team building activities and games that were set up. The activities made it easier to see different points of view and was healthy to accommodate growth and improvement.

I am completely happy and excited for the next seminars to come. Life has been made so much easier and for that, I will forever be grateful and indebted to GIB lah!”


Chan Wai Ling, online delivery service:
“Initially when I started my delivery business, it was not easy because I had to walk to every shop and ask them if they could partner with me. GIB’s campaign really changed my life. By the click of a finger now, I’m able to partner up with other small businesses and deliver products and goods to their specified consumers. This would definitely not have been possible without GIB. Changed everything very much for the better. Now, I have so many partnerships, money is flowing and I can also invest it and grow myself and my family not only the business. Before the programme I never thought about opening branches of my business and making delivery easier in different locations. In just four weeks my whole business and mindset completely changed and now I have the capital to expand my business and invest in myself. This new digital technology is very good. I would tell everyone with a small business to use it because it is very beneficial for the business. I am a living proof. Quite happy I can also connect with other small businesses in our community and build each other.”


Chun Li Yao, online launderette services:
“I am extremely happy that GIB’s seminars have now been introduced in Malaysia. This campaign has definitely helped in the growth of my business and myself as an individual. Before the GIB campaign, I was unable to get as much clientele as I am getting now.
In just four weeks we have been taught new development plans that can aid the growth of our businesses, how to partner up within the digital platform and share clientele as well as how to invest the money into our businesses and ourselves. Right now, my launderette is able to access anyone with laundry needs in Kuala Lumpur by just the click of a button. They are also able to send their clothes using the delivery services we have partnered up with making it both easier and convenient for not only the consumers but for my business as well. Our current business is located in Kuala Lumpur however I’m looking forward to learning a lot more through the GIB seminars and opening up other branches around Malaysia.”


Fatimah Koothra, online boutique business owner:
“Overwhelmed with joy and excitement for the new and coming experiences with the GIB Helping Hands campaign. When I moved from Australia, my physical business was terrible and I had to move back to my hometown in Sabah. The programme’s sessions and the guidance in digital technology has not only made my business thrive, but I am now able to run a physical and online shop in my hometown in Sabah. The growth of my business has enabled me to invest in opportunities that serve me, my business and my family. I definitely am looking forward to gaining more access and business development strategies from the future seminars that are to be held. The only downside is that I have to travel to Kuala Lumpur to attend these seminars but that is not really a downside because I get to network and grow my business. I sent a request on the last day of the seminar and asked them to make the seminars available everywhere in Malaysia and not only KL. I know that GIB will take it into consideration because they actually care about the small business community and our well-being.”

GIB Review is proud of the campaign’s success in Malaysia. “We are forever grateful and appreciative towards the small business community in Malaysia for taking a leap of faith and believing in our campaign and strategies that have been a learning experience and level of growth for their businesses. We continue to admire the commitment and hardworking spirit of the community,” said GIB CEO Joel McMurphy.

Due to overwhelming response and positive feedback, the GIB Malaysia team has decided to hold more programmes in other locations in the country. With the progress made so far, the GIB Singapore team is also confident of holding similar programmes and expanding access to their expertise and knowledge to others in the region. We know that there is a definite need we can serve among small business communities and are committed to continue providing more and doing better. Stay tuned for the next one!